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The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals
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representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and
material provided are for general information, and should not be considered a solicitation for the purchase or
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Copyright 2019 FMG Suite.
Richard Murray and Mark Smed offer securities through Woodbury Financial Services, Inc. (WFS), member FINRA/SIPC. Investment advisory services offered through ISC Financial Advisors. WFS is separately owned and other entities and/or marketing names, products or services referenced here are independent of WFS. WFS does not offer tax or legal advice.
Richard Murray offers services in AZ, CA, CO, FL, IA, KS, MN, OK, SD, VA, and WI, Mark Smed in CA, CO, IA, MN, NM, OK, SD, WA, and WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.
IMPORTANT CONSUMER INFORMATION
A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.
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