How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

$
$0 $1,000,000

Monthly Debt Payments

$
$
$
$
$
$

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

DTI Ratio
0.00%
Total Monthly Debts $0
Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

Want to be Smarter With Your Money?

Join our mailing list and get news and info to support your financial goals.
Thank you! Oops!
 

Related Content

The Sequence of Returns

The Sequence of Returns

A look at how variable rates of return impact investors over time.

Making Sense of HSAs and FSAs

Making Sense of HSAs and FSAs

How HSAs and FSAs might help your household.

How Income Taxes Work

How Income Taxes Work

A quick look at how federal income taxes work.