Broker Check

Our Process

1. Organize

1.1 The Investment Steward requires agreements with service providers to be in writing and consistent with fiduciary standards of care.

1.2 Investments and investment services under the oversight of the Investment Steward are consistent with applicable governing documents.

1.3 The roles and responsibilities of all involved parties (fiduciaries and non-fiduciaries) are defined and documented.

1.4 The Investment Steward identifies conflicts of interest and addresses conflicts in a manner consistent with the duty of loyalty.

1.5 The Investment Steward requires agreements with service providers to be in writing and consistent with fiduciary standards of care.

1.6 Portfolio assets are protected from theft and embezzlement.

2. Formalize

2.1 An investment time horizon has been identified for each investment portfolio.

2.2 An appropriate risk level has been identified for the portfolio.

2.3 An expected return to meet each investment objective for the portfolio has been identified.

2.4 Selected asset classes are consistent with the portfolio’s time horizon and risk and return objectives.

2.5 Selected asset classes are consistent with implementation and monitoring constraints.

2.6 The investment policy statement contains sufficient detail to define, implement, and monitor the portfolio’s investment strategy.

2.7 When socially responsible investment strategies are elected, the strategies are structured appropriately.

3. Implement

3.1 A reasonable due diligence process is followed to select each service provider in a manner consistent with obligations of care.

3.2 When statutory or regulatory investment safe harbors are elected, each investment strategy is implemented in compliance with the applicable provisions.

3.3 Decisions regarding investment strategies and types of investments are documented and made in accordance with fiduciary obligations of care.

4. Monitor

4.1 Periodic reports are used to compare investment performance against appropriate index, peer group, and investment policy statement objectives.

4.2 Periodic reviews are made of qualitative and/or organizational changes of Investment Advisors, Investment Managers, and other service providers.

4.3 Control procedures are in place to periodically review policies for trading practices and proxy voting.

4.4 Periodic reviews are conducted to ensure that investment-related fees, compensation, and expenses are fair and reasonable for the services provided.

4.5 There is a process to periodically review the Investment Steward’s effectiveness in meeting his or her fiduciary responsibilities.

Our Process

Our Process

We create strategies that are tailored to your needs and goals.

Learn more
For Your Participants

For Your Participants

Years of experience have prepared us to help guide your valued participants through their critical retirement planning decisions.

Learn more
Services for your plan

Services for your plan

Assess your plan, design it, manage your investments, and guide your fiduciary responsibilities.

Learn more
Your Plan Sponsor Experience

Your Plan Sponsor Experience

Less work and more efficiency,
a team you can trust with a 
personal relationship,
and much more.

Learn more