Broker Check
Tom Gartner, MSAPM, CFP®

Tom Gartner, MSAPM, CFP®

Certified Financial Planner Professional

 

Check out my blog here

Advisors often work within a “niche” – providing services to a specific clientele.

I particularly enjoy working with widows looking for professional investment and financial planning expertise, and any other kind people, seriously interested in multi-generational tax and wealth transfer strategies to optimize for their family.

Why?

These clients can need a fair amount of help, appreciate it, and will likely execute on the plan.

I grew up with an especially close relationship with my grandparents, so I tend to gravitate to my elders.

The gratitude means a lot to me. So this is a positive feedback loop where I thrive.

Helping people when away from my family is the goal, so this is how I can make a high impact.

Not having to entertain the latest wild ideas from CNBC helps a lot too. That is my professional kryptonite.

Aside from ongoing planning, I regularly drop whatever I’m doing to help clients during major life events such as illnesses, deaths, career changes, and other difficult circumstances.

Those who know me are aware I’m a voracious learner. The best of what I find is often shared on LinkedIn or in my periodic newsletters. My content also features things beyond current financial insights – you might also see pictures of my family in addition to Ichthyology (I’m a fish nerd!) and some humor.

I believe in giving back when I can do so efficiently and with high impact. I enjoy providing pro bono financial planning services. I support and serve enthusiastically on the board of the Let’s Go Fishing with Seniors charity.

Along with my financial planning experience, I have the formal education and certifications:

> A finance degree from The University of San Diego with a minor in psychology
> A Certificate in Financial Planning from Southern Methodist University
> A Masters of Security Analysis and Portfolio Management (MSAPM) from Creighton University
> I am also a CERTIFIED FINANCIAL PLANNER™ professional

Away from the office, I cherish spending time with my wife Allison and our four children. We love boating, fishing, traveling, and mostly just being together.

I encourage you to check out some of my articles if you want to learn more about me and what I do.

Thanks for taking a look, and I look forward to hearing from you if you think we should talk!

 

-Tom Gartner, MSAPM, CFP®

 

 

 

AGING WELL

If you know someone who is grieving, these rough notes may be helpful

Dance Like the Undertaker

How Ninety Pounds Changed Financial Planning!

A brilliant Seussian adaptation to an important topic

 

CHARTS AND INFOGRAPHICS

So excited with my new normal distribution device!

I literally just got 10 Trillion dollars in the mail

 

COLLEGE PLANNING

Eight late-stage college planning strategies you don't know about but should

 

FIDUCIARY

Did you ever hear these sayings?

Times continue to change for the better

First World Problems & Alleviating Complexity

Discrimination (against the not yet wealthy) is Still Open and Common in Wealth Management

 

FINANCIAL AND ESTATE PLANNING

Stress Testing – What if I get killed in a car accident today?

Loving Equally and with Mathematical Precision

The Cabin Trust Solution

Schwab is now providing charitably minded clients a checkbook for their IRA's!

Why not have your cake and eat it too?

The Financial Football

The Million Dollar Meeting

The top 10 reasons someone actually seeks out (financial) advice 

 

HOUSEKEEPING

Sometimes Tom's Articles Bore Me...

The big data breach and you

BREAKING NEWS: NOT ALL HEADLINES ARE IMPORTANT

Another Day Another Fear Mongering Sales Pitch

 

SAVING MONEY

PSA on Health Savings Accounts

Costco tip to maybe save you $400

Allison may hate this, but I think our maintained $4,000 SUV works just fine

Will your kid's or grandkids be going to private school?

Periodically the Share, Save, Spend program we do with our three oldest kids can be a little bit of a burden around our household.

I told a millionaire to think about taking out a car loan the other day

 

INVESTING

The World is Changing, Should Your Investments Change Too?

What is a "Hybrid Bond" Investment

The Dow just passed twenty-six thousand, should you sell?

When will the market crash?

Gut Check - Now that the market is high, it may be time to revisit the risk

If you bet on the end of the world and you "win", who are you going to collect from?

Knowing That We Don't Know

What to do with extra cash

On Market Timing and Risk Management

So, you are eligible for the company's 401k. Now What?

Lessons from the Bernie Madoff Scandal

The Pomposity of Investing

 

TAXES

How to Make Money on Your Tax Payments in Retirement?

Tax Planning for 2018 to 2025

Decision Decisions – If you get to the bottom maybe you should convert some dollars to a Roth IR

Turning 70 can be a confusing time for investors

I'm Moving to a No Tax State, Do I Need A New Financial Planner?

 

SOCIAL SECURITY

An 8% Simple Return for Eight Years

Social Security tips from the Guru herself