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Tom Gartner

Tom Gartner

Certified Financial Planner Professional

Check out my blog here     |     Would you like a free risk assessment?

 

I’m a no bull advocate for my clients, looking out for their best interests first and always. 

I don’t always think what we do is complicated, but people seem to appreciate the help and benefit from it. 

Being able to help people reach their most important goals is extremely enjoyable, as a result, what I do doesn’t feel like work. 

In addition to a lot of great on the job experience, I was also fortunate to have an excellent education as well. This included undergrad at The University of San Diego for a degree in finance and a minor in psychology, a Certificate in Financial Planning at Southern Methodist University, and a Masters of Security Analysis and Portfolio Management from Creighton University.

I'm a voracious reader and follow over 100 news sources daily. The best of what I find is shared on LinkedIn and Twitter, or in my periodic newsletters.

In addition to my love of helping people with their finances, I believe in sharing and giving back to the community. I do this by performing pro bono financial planning services where I can and also support Let's Go Fishing.

Spending quality time my wife Allison and our four children is everything to my non-business world. We love swimming, boating, camping, fishing, and taking time to relax with family and friends.

Some of my articles below, thanks for taking a look!

-Tom Gartner, MSAPM, CFP®

  

AGING WELL

Not Funny

If you know someone who is grieving, these rough notes may be helpful

Dance Like the Undertaker

Ninety Pounds!

 

CHARTS AND INFOGRAPHICS

So excited with my new normal distribution device!

Outlook Productivity Tip

If you like visual representations of financial data, here are some of my recent favorites

Some really remarkable volatility levels and more

Some of my favorite big picture updates from JPM

I literally just got 10 Trillion dollars in the mail

Some more charts and graphs that I thought were interesting

 

COLLEGE PLANNING

Eight late-stage college planning strategies you don't know about but should

 

FIDUCIARY

Did you ever hear these sayings?

Times continue to change for the better

I feel duped

 

FINANCIAL AND ESTATE PLANNING

Stress Testing – What if I get killed in a car accident today?

Loving Equally and with Mathematical Precision

The Cabin Trust Solution

What are your dominant charitable motivations?

‘Tis the season to consider giving, and here is some food for thought:

Schwab is now providing charitably minded clients a checkbook for their IRA’s!

Why not have your cake and eat it too?

The Financial Football

Burial Insurance

The Million Dollar Meeting

Fitbit For Your Finances

Should I take an early distribution from my retirement account? 

Bad News for Charities

The top 10 reasons someone actually seeks out (financial) advice

99 things to do with extra cash

 

HOUSEKEEPING

Sometimes Tom’s Articles Bore Me...

Paperwork is boring but it can be good

We are excited to announce the launch of your new online account dashboard!

If you have Schwab accounts with our firm, some of the potential benefits to you include: Quickly view all of your accounts on one page with the household view Access up to date balances, account values and create custom reports Share...

The big data breach and you

BREAKING NEWS: NOT ALL HEADLINES ARE IMPORTANT

Another Day Another Dubious Fear Mongering Sales Pitch

 

SAVING MONEY

PSA on Health Savings Accounts

Costco tip to maybe save you $400

Allison may hate this, but I think our maintained $4,000 SUV works just fine

Will your kid’s or grandkids be going to private school?

 

INVESTING

The World is Changing, Should Your Investments Change Too?

What is a “Hybrid Bond” Investment

The Dow just passed twenty-six thousand, should you sell?

When will the market crash?

It seems like every weekday for the last five years someone has asked me, “When is the stock market going to crash?” 

You never know

Gut Check - Now that the market is high, it may be time to revisit the risk

If you bet on the end of the world and you “win”, who are you going to collect from?

Knowing That We Don’t Know

I had the opportunity to hear a billionaire speak the other day.

What to do with extra cash

On Market Timing and Risk Management

So, you are eligible for the company's 401k. Now What?

 

TAXES

How to Make Money on Your Tax Payments in Retirement?

How your tax bracket might change and 7 other great infographics

Tax Planning for 2018 to 2025

On December 31st, 2025 Federal taxes are scheduled to go back to the 2017 rates.

Decision Decisions – If you get to the bottom maybe you should convert some dollars to a Roth IR

Turning 70 can be a confusing time for investors

I'm Moving to a No Tax State, Do I Need A New Financial Planner?

New Capital Gains Tax Rates

The Marriage Penalty and You

 

SOCIAL SECURITY

An 8% Simple Return for Eight Years

Social Security tips from the Guru herself